Citi is hiring a Credit Risk Model Validation Analyst in Bengaluru or Mumbai. You will validate the credit risk models and early-warning tools used for corporate and consumer lending, run data analysis for Loss Given Default studies and contribute to model development, and evaluate scoring models used in credit policy. The role also maintains core risk parameters such as default data, rating migration, usage-given-default data and transition matrices, flags gaps in risk policies and turns analysis into clear recommendations. Requirements: 2-4 years of experience in risk, analytics or another quantitative field, and a university or master's degree or equivalent experience. Hybrid arrangement: 3 days in the office and 2 days from home.