Volvo Financial Services India is taking fresh graduates for a one-year apprenticeship under the National Apprenticeship Training Scheme, with the work location in Karnal. The apprentice will support the collections function: following up with customers on overdue accounts, negotiating repayment, tracking how financed assets are deployed and used, monitoring repayments and reporting reasons for delinquency, resolving customer disputes, and working with collection agencies and legal partners, including repossession where needed. You will also keep collection data, visit reports and system payment updates accurate and on time while following compliance rules. Fresh graduates, preferably BCom or BBA, with working knowledge of MS Office and strong communication skills are preferred. Fluency in English, Hindi and the regional language is required. A fixed stipend of INR 16,500 per month is paid, along with accident and term life insurance and travel reimbursement. A completion certificate is given after one year; there is no guarantee of employment afterwards.